Yoga Insurance Highlights for Studios
Why yoga insurance? The number of yoga injuries have doubled since 2001—and you could be sued if a student gets injured during class or slips in your entryway. Join TeachersPlus to access reliable and affordable liability insurance that offers a $5 million policy. Read more to find out what a studio policy includes.
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TeachersPlus Is Here to Help You
Owning a business in the world of yoga is deeply gratifying but also extremely demanding. But one thing you shouldn't shoulder is the possibility of an unexpected lawsuit taking down everything you built through hard work and hustle. Through a comprehensive policy that includes theft and abuse and discounted services like background checks, Yoga Journal TeachersPlus' liability insurance will protect you and your business.
We've partnered with Fitness and Wellness Insurance to provide yoga teachers with access to affordable liability insurance with solid coverage. An affiliate of Philadelphia Insurance Companies, Fitness and Wellness Insurance has more than 20 years of specialized experience working to meet the insurance needs of yoga and fitness professionals. Not only does Fitness and Wellness Insurance subscribe to the belief that fitness is a key ingredient to wellness and a healthy life, but it provides broad coverage for yoga studios and facilities across the United States.
Key Benefits + Coverage of Yoga Insurance for Studios
✛ User friendly online application
✛ You are covered up to $5 million with an liability insurance policy the minute you sign up
✛ Coverage available for the all styles of yoga—including Bikram and Jivamukti
✛ Policy covers yoga retreats, workshops, and special events
✛ Abuse and molestation coverage included
✛ Defense fees and indemnity judgments awarded by court covered up to $100,000
✛ Unlike other providers, you can cancel your policy at anytime
✛ Customer service call center available to address all policy holder concerns
✛ Coverage available in all states*
✛ Bonus Risk Management Services
- Address your risks and limit your potential losses with proactive solutions from Philadelphia
- Sign up for regular emails on risk management tips and lessons learned from real-life situations
- Build a solid, responsible team with discounted background and motor vehicle (MVR) checks through a best-in-class partnership with IntelliCorp
- Free interactive Defensive Driver Training course and examination
✛ And, depending on your unique studio policy, the following may be available:
Property
- Property coverage afforded for Automatic External Defibrillators (AED)
- Special Causes of Loss coverage on buildings, contents, business income and extra expenses
- Coverage extended to include property of customers in your care, custody or control
- Coverage for outdoor pools and court surfaces
- Spoilage
- Signs (attached or unattached)
- Precious metals, including trophies
- Business income and extra expense
- Pollutant clean–up and removal
Automobile
- Owned auto
- Hired and non-owned auto
- Hired car physical damage
- Rental Reimbursement for private passenger vehicles
Crime and Fidelity
- Theft, Disappearance and Destruction
- Forgery or Alteration
- Employee Dishonesty
Umbrella/Excess Liability Bell Endorsement
Includes Identity Theft Expense, Terrorism Travel Reimbursement, Emergency Real Estate Counseling Fee, Temporary Meeting Space Reimbursement, Image Restoration and Counseling, Donation Assurance, Business Travel and $50,000 limits each for Kidnap Expense and Key Individual Replacement Expense
Crisis Management Enhancement Endorsement
Crisis management emergency response expenses incurred because of an incident giving rise to a crisis
Why Choose Philadelphia Insurance?
- All coverages are underwritten by Philadelphia Indemnity Insurance Company
- With more than 20 years of experience, Philadelphia is rated A+ (Superior) by A.M. Best
- Philadelphia is nationally recognized as a member of Ward’s Top 50
- Forbes Magazine has recognized Philadelphia as one of the 400 Best Big Companies in America
*All coverages underwritten by Philadelphia Indemnity Insurance Company. Coverage is subject to underwriting review and actual policy wording. Coverage may not be available in all jurisdictions.
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